Whitby, Brooklin and Oshawa real estate and homes for sale in Ontario - The Mullin Lloyd Team, REALTORS® The Mullin Lloyd Team REALTORS(r) for Whitby, Brooklin and Oshawa, Ontario real estate - NUMBER1EXPERTS™ The Mullin Lloyd Team NUMBER1EXPERTS(tm) for Whitby, Brooklin and Oshawa, Ontario real estate
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The Mullin Lloyd Team, REALTOR®, real estate agents and broker for Whitby, Brooklin and Oshawa Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why we are top real estate experts. Call us: 905-430 - 2390.


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Mortgage Prequalification: Whitby, Brooklin and Oshawa Ontario home buying, real estate listings, and homes for sale in Ontario, ON
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Whitby, Brooklin and Oshawa real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >The Elements of Location

When you are in the market for a home, how should you evaluate the properties that appeal to you? There is an old cliché about the three most important factors of a piece of property--location, location and location.

Some neighborhoods have a certain distinction that attracts buyers, but there are other factors to take into account. A house in the best part of town may have a few points subtracted if it is located on a busy street. There are buyers who would like to be close to schools, shopping, and churches, but don't want to live across the street from these facilities. You may want an easy commute to your job, but would not consider a location close to the "on" ramp for the major route into town. A location close to a airport could be convenient if you are a commercial pilot, but could make it difficult to sell even the most wonderful house.

As you balance all of the factors, remember that a location liability which gets you a great house at a reasonable price will probably require you to pass a similar savings on to future buyers.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What is the only land in the world that has not been walked on by human feet?

A 
A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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The Mullin Lloyd Team, REALTOR®, real estate agents and broker for Whitby, Brooklin and Oshawa Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mullin Lloyd Team
Keller Williams Energy Real Estate

420 Green Street, Suite 105
Whitby, ON L1N 8R1
Office: 905-430–2390
Fax: 905-430–2301
Email: Admin@TheMullinLloydTeam.com

The Mullin Lloyd Team are very excited to offer you more experience, greater availability, continued integrity and passion to help you find or sell your home. We look forward to helping you and your friends and family with their next purchase or sale.

Equal Housing MLS REALTOR


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