Whitby, Brooklin and Oshawa real estate and homes for sale in Ontario - The Tracy Mullin Team, REALTORS® The Tracy Mullin Team REALTORS(r) for Whitby, Brooklin and Oshawa, Ontario real estate - NUMBER1EXPERTS™ The Tracy Mullin Team NUMBER1EXPERTS(tm) for Whitby, Brooklin and Oshawa, Ontario real estate
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The Tracy Mullin Team, REALTOR®, real estate agents and broker for Whitby, Brooklin and Oshawa Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 905-668 - 3800.


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Tracy Provided Impeccable Service And Professional
“Thank you for all of your hard work in selling my home for 98% of the list price.“
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Mortgage Prequalification: Whitby, Brooklin and Oshawa Ontario home buying, real estate listings, and homes for sale in Ontario, ON
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Whitby, Brooklin and Oshawa real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Mortgage Myths

Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing. Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.

The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.

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Real Estate Trivia
Q 
Where would you go to visit the largest ancient castle in the world?

A 
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres.
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The Tracy Mullin Team, REALTOR®, real estate agents and broker for Whitby, Brooklin and Oshawa Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mullin Team
Re/Max First Realty Ltd.

223 Brock Street N., Suite 7
Whitby, ON L1N 4H6
Office: 905-668-3800
Toll Free: 877-520-3700
Fax: 905-430-2550
Email: tracy@tracymullinteam.com

Tracy has received numerous awards for her excellence in Real Estate and has appeared numerous times as a guest panelist at Real Estate Seminars held by Richard Robbins International, a renowned resource center for Top Realtors in North America.

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