We are an attractive team operated by productive, high-energy, positive, enthusiastic leaders, who serve from a basis of unyielding integrity, committed to the success of the people whose lives we touch. We want to be the best team that we can be by having fun, serving, guiding and advising all of our customers in achieving all of their real estate and homeownership dreams. Our goal is to provide our clients with seamless service and an over-the-top buying or selling experience. We want to be your real estate team for life! We promise to be true to our clients, to operate with the utmost integrity, and to serve our clients needs before the needs of our team. This is who we are! You can count on us to deliver!   |  | | |
 LARRY LLOYD Larry manages the Mullin Lloyd team and remains personally involved with all buyers and sellers. Larry’s specialty is assisting sellers in determining the highest possible market value for their home, developing and implementing a market strategy that will affect its sale, negotiating the best offer possible while maintaining contact with the client until the successful completion of the sale.
Licensed in Durham Region since 1989, Larry offers superior knowledge in every aspect of residential real estate. He has created a truly unique and strategic program to market and SELL homes! His exceptional negotiating skills make him highly effective in representing his clients. Clients enjoy Larry’s upbeat professionalism. He makes the process fun rather than stressful by educating his clients in advance and listening intently to ensure their needs are met. Moreover, they can appreciate the safe, pressure-free environment he provides. Larry chose to associate with Keller Williams because of their consummate professionalism in the industry and is proud to be ranked as a top salesperson amongst their elite sales representatives in the Durham Region. In addition, he has created a network of associates that include some of the best lenders, inspectors, contractors and appraisers in the area. On a personal note, Larry has lived in Durham Region for most of his life. When he is not working, you can find him on the golf course or shooting hoops in the gym. Larry has been married for twenty years to a very understanding wife, Lorraine, and together they are proud parents of daughters, Britni and Brooke. Larry@TheMullinLLoydTeam.com 
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 TRACY MULLIN Tracy oversees all Real Estate transactions handled by the team. Tracy has developed new marketing systems to increase the exposure of your listing, as well as actively prospects for buyers and sellers, lists properties, negotiates agreements, gives sellers valuable feedback from buyers on a weekly basis, and oversees the sale/marketing process of all homes. Tracy’s clients love her caring and supportive nature which makes everyone feel like they’ve known her for years. Tracy has a strong following of clients who continue to seek out her expertise. Tracy has received numerous awards for her excellence in Real Estate. Tracy’s success has made her a sought after mentor by many of her peers and she has appeared numerous times as a guest panelist at Real Estate seminars held by Richard Robbins International, a renowned resource centre for Top Realtors in North America. Tracy is actively involved in the community and has been on the Board of Directors for Cornerstone Community Association (CCA) since 1996. The CCA is a homeless shelter, which serves all of Durham Region. On a personal note, Tracy has lived in Durham Region for most of her life. When she’s not working, you can find Tracy on the golf course or spending time with her daughters, Alanna and Kayla. Tracy@TheMullinLloydTeam.com 
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 BLAKE YUILL Blake's a strong proponent of great customer service, and values the clients' needs and wishes above all else. Blake treats every client as unique and he thrives on catering to their needs. Blake@TheMullinLloydTeam.com
MARY SHAW As Office & Client Care Manager, Mary continues to put you first! Her fierce loyalty to our clients and fast response to their needs has made Mary a favourite team member. She is committed to leading us with extraordinary customer service. Mary@TheMullinLloydTeam.com
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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Where is the world's longest spiral staircase?
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The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps. |
See More Real Estate Trivia > |
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